Vanisha Singh 2023-07-13 Vanisha Singh 2023-07-13

Life insurance for a set amount of time, often referred to as term life insurance

Term life insurance is designed to provide coverage for a predetermined period, typically 5 to 30 years. During this term, if the insured person passes away, a death benefit is paid out to the beneficiaries named in the policy. This death benefit can help replace the insured person's future income or fulfill specific financial responsibilities.

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DISCLOSURE: I am licensed as a life and health insurance agent in Ontario. For insurance products, I place business through Qualified Financial Services, for investments. I represent several insurers, but I place the majority of my business with: Qualified Financial Services, Canada Life, Manulife, Empire Life, Sunlife. No insurer holds an ownership interest in my business. I don’t hold a significant interest in any insurance company. I am compensated by a sales commission on policies I sell, and I may also receive a renewal commission on policies that remain active. Commissions are paid by the company that provides the product you purchased. If my sales reach a certain level, I may be eligible for additional compensation, such as bonuses, and other benefits, such as conferences. I take the potential of a conflict of interest seriously. I confirm that I have no conflict of interest. If I become aware of a potential conflict, I will tell you. My position/profession as Financial Planner maybe perceived to be a potential conflict of interest with respect to my recommendations to you. However, I confirm that my recommendations will be based on my assessment of your needs.

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Life insurance for a set amount of time, often referred to as term life insurance

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